Well, depends on the bank. I use a native linux application for online banking (moneyplex), so it is possible.
Easy. Use an online banking software independent from a browser with a decent security system (card reader).
I find the OEM argument kind of bizarre.
You go to the effort of paying for a legal license to use the software
Actually, no, it can be perfectly legal.... the subtle differences between US and EU legislation
except for the 50% of people who don 't qualify for the OEM/ education versions.
"Qualify"? You just go to a shop, buy an OEM/SBE Version and install it. Perfectly legal - in some (most?) EU-countries...