If I were to create an account on LivingSocial, it would get my "disposable" password, the password for accounts I just don't care about at all. Only gradually do accounts and services migrate into the category where I bother remembering a specific and hard password for them.
Frankly, most password security "thinking" seems to me demented. There is no way I or most anyone else could possibly keep track of hundreds of different strong passwords with arbitrary characters, random case, etc without writing them down. And maybe not then.
And there is no practical way that I could secure that password list.
Neither is it likely that information providers can secure password information -- strong, weak or non-existent -- on their end. That's why massive password breaches are a daily event.
Bluntly, the industry's attempts at security can't and don't provide much security and are more a massive usability problem than anything else. How is "user education" supposed to overcome faulty engineering?
Look folks, the method you want to use to secure stuff simply doesn't work very well. Never has. Never will. Forget about "educating" users, and start thinking seriously about how to secure stuff, and whether most of what you are trying to "secure" actually needs securing. Maybe in decade or three you'll come up with something that works.
In the meantime. Get real.