from what I read in the article, it sounds pretty dumb and insulting.
Jesus Christ, do we really need a class to teach kids that there are negative ramifications to overdrawing your checking account? We need to understand WHY people overdraw their checking accounts. People gots no money! People gots no jobs! They need to pay bills! They calculate that $200 in overdraft fees might not be as bad as being evicted for nonpayment of rent. So they suck it up.
These are hard times for the middle class and... working class? (Does that even still exist?) These "financial literacy" initiatives are all about blaming the victims of impossible financial circumstances for their hardships.