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"There is, however," is unrelated to the part about debt. Since neither of us are lawyers lets agree its ambiguous at best, instead of claiming early victory.
Legal tender: when i began my search, i typed in legal tender and the first result was this
coins or banknotes that must be accepted if offered in payment of a debt."
The root meaning of the words themselves are Lawful OFFER. It seems to me that its not just my opinion? Care to counter?