Kentucky here - Anthem blue cross and blue shield. I'm a contractor so i pay for my own insurance
My insurance went down from $900 to about $780 a month. But with that drop, the care i was getting actually went down, so overall my costs are likely to go up.
i had a max of 2,500 in deductible for ONE person, and max of 5,000 for a family - No Co-Pay. This means that when we had our first kid 6 months ago, we hit that max of 2,500. BTW, we got a magical note in the mail that said that the doctor who CAUGHT the baby (was in the room for 15 minutes?) wasn't covered by insurance so we owed an extra $3,000 for that. SURPRISE!
New insurance is about 1,500 less a year, but the max per PERSON is 6,200 now and family max is 12,000. This means that if we have a second child
Just wanted to point out that paying a little more OR a little less doesn't mean your saving anything =/ This all happened in 2014 after getting a note saying that the AHCA/Obamacare was forcing Anthem to change options.
All that being said, the obamacare options available in KY look to be better than my current or previous options... I will likely make the change this weekend