Please use the correct terminology. As the OED says, "USAGE Use savings in the modifying position (savings bank, savings bond) and when referring to money saved in a bank: your savings are fully insured. When speaking of an act of saving, as when one obtains a discount on a purchase, the preferred form is saving."
I'm calling bullshit.
There's no way you use both Vi *and* Emacs.
One word: viper. See http://www.gnu.org/software/emacs/manual/html_mono/viper.html#Top for details.