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Comment Re:More interesting is Age Adjusted Funds (Score 3, Informative) 71

Excellent post.

Also keep in mind that many people are "retired" for 20 to 40 years. Most advice from "wealth managers" is what people want to hear rather than what will help them. Diversify, Active Managed, Wealth Preservation - it really only amounts to them skimming more money off. Fees and real inflation reduce the value of your money faster than you spending it.

Comment Re:legalism is a crap philosophy. (Score 1) 582

Curves and obstacles do not slow people down. Instead, people have more problems staying in their own lane.

Police are not enforcing laws because they are being assaulted by the media and obnoxious part of the public. Why do your job when you're going to get prosecuted? Doubling of murders and other crimes hasn't turned things around - it'll take something big like Baltimore completely burning down before people wake up and reject anarchy.

Comment Re:The "Floor" was always a kludge (Score 1) 138

Because governmental financial regulations make it next to impossible to create new markets in securities (or any other kinds of financial services).

Wall Street has over a hundred years of history producing melt downs just 6 years after deregulation. It's as regular and predictable as clockwork.

Comment Re:SIgh (Score 0) 490

You've obviously not experienced the inner workings of the Fed.

As for voting more often... that's the Democrats primary strategy for suppressing voting. Look at the stat's. More votes means lower turnout.

Besides, very few voters have any clue. They don't bother to research, instead watching misinfotainment or going with whatever illogical emotion flares up at the moment.

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