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Comment: Re:Wow ... (Score 2) 419

by kiwi_jackal (#47559831) Attached to: A 24-Year-Old Scammed Apple 42 Times In 16 Different States
I've worked in banks in New Zealand and the UK for the past eight or nine years, and we try to tell people that it's the merchant who's meant to contact *their* bank to get the auth code. The only merchants who refuse to do this are in the states. I've always just assumed things work differently over there.
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Prince Says Internet Is Over 450

Posted by samzenpus
from the it-was-fun-while-it-lasted dept.
the_arrow writes "According to the artist currently known as Prince, 'The internet's completely over.' At least that what he says in an interview with the British newspaper Mirror. Quoting Prince: 'The internet's like MTV. At one time MTV was hip and suddenly it became outdated. Anyway, all these computers and digital gadgets are no good. They just fill your head with numbers and that can't be good for you.'"

+ - Cultural Monopoly Via the Internet?-> 2

Submitted by MkBosner
MkBosner (1737430) writes "As native speakers of English, we often forget that the rest of the world simply doesn’t speak our language. This is evident from the fact that, according to a database of more than 120 million domains, 55.5% of all websites have English as their primary language. Websites where Chinese, Spanish, French, or Japanese are the primary language make up a combined 29% of all domains. Why is this percentage so small when the populations that speak these other languages are so large?

Few people realize that this question is indicative of similar, related questions that we should be asking about the Internet. Is it safe to allow the distribution of power to be so unequal? Take the distribution of domains for example. According to the above mentioned database, as many as two million domain names may be assigned to the same IP address, as is the case with 68.178.232.100. That is 12% of all the domain names on the Internet—nearly the same number of domains that use Chinese! Imagine the power...

There are inequalities like this throughout all aspects of the Internet. A single company in Scottsdale, Arizona owns more domains than any other. They are called GoDaddy Ltd., and they host some 20 million domains. Their closest competition comes from the German company PlusLine Systemhas GmbH, which serves a mere two million. This lack of balance has trickled down, creating an Internet where there are 86 million .coms, but only 5.4 million .infos. Even amongst the .nets and .orgs there are only 13 million and 8 million, respectively. On a more technical level, domain-density varies drastically between networks. The ‘A’ class network (68.X.X.X), the most densely populated with 15 million domains, towers over its nearest competitor (64.X.X.X), which has less than a third as many domains.

All this goes to say that the powers of the Internet are far from being balanced."

Link to Original Source

+ - Why you need TRIM for your SSD->

Submitted by mr_sifter
mr_sifter (1000807) writes "SSDs promise blazing fast access times and data transfer speeds — but many SSDs suffer from horrendous performance degradation over time. The answer, according to drive manufacturers and Microsoft, is TRIM: but does it really make a difference? And how bad is the performance drop without TRIM? Our extensive testing shows that efficient implementation of TRIM is actually crucial for maintaining SSD performance."
Link to Original Source
Movies

Dune Remake Could Mean 3D Sandworms 589

Posted by timothy
from the that's-3d-I-can-get-behind dept.
bowman9991 writes "The new Dune remake is becoming as epic as Frank Herbert's Dune series itself. Now that director Peter Berg has been ousted, new director Pierre Morel has decided to throw out Peter Berg's script entirely, starting afresh with his own ideas and vision. 'We're starting from scratch,' said Morel. 'Peter had an approach which was not mine at all, and we're starting over again.' Morel also reveals that 'It's the kind of movie that has the scope to be 3D.' He's also keen on sticking to the original material and recognizes that he must try to delete the images associated with David Lynch's 1984 version of Dune from the public's consciousness."

Comment: Re:Wow (Score 1) 182

by kiwi_jackal (#27593611) Attached to: Subverting PIN Encryption For Bank Cards
That's an interesting point, and I don't know how your banks get away with it. Here in NZ, although money will sometimes be held to make sure that there's nothing wrong with the deposit (fraudulent, or not enough money in the sending account) you earn interest from the day the money is deposited, not cleared. The bank still earns money on that deposit, of course, but only as much as they would for whatever money you already have in your account - there's no incentive for them to keep your money uncleared longer than necessary for risk management.

Comment: Re:Cashless Society (Score 1) 232

by kiwi_jackal (#27274343) Attached to: Breach Exposes 19,000 Active US, UK Credit Cards
that's why we have staff involved in the process, to remove that mechanical error issue. There's a whole bunch of ways we work around that issue - if the cardholder has told us they'll be in that country, the card's not stopped; if we can contact them on their mobile, the card's not stopped; if someone at home tells us they're overseas, the card's not stopped; if we can tell from their spending on other cards they're overseas, the card's not stopped. The system's not perfect, but we very rarely block a card unneccessarily.

Comment: Re:Cashless Society (Score 1) 232

by kiwi_jackal (#27266709) Attached to: Breach Exposes 19,000 Active US, UK Credit Cards
I work for a bank, and we have a fraud detection system which relies on contacting the customer if a suspicious transaction occurs on their credit card. Essentially, if a transaction breaks particular rules (multiple transactions at petrol stations in quick succession, say, or use of card in multiple countries in unlikely timeframes) we contact the customer. If we cannot do so, a temporary block is placed on the card until we can verify the transaction is legitimate.

I know this isn't very widespread yet - of the five main banks in New Zealand, I know that three use it. I imagine, however, that it won't be long until this is standard practice in the banking industry.

Comment: Re:Cashless Society (Score 1) 232

by kiwi_jackal (#27266687) Attached to: Breach Exposes 19,000 Active US, UK Credit Cards
I think you're right in that some people will not give up their cash without a fight, but it's certainly not true in the vast majority of cases. Here in New Zealand, we've had EFTPOS for many years now, to the point where I don't remember a time when it wasn't around (born in '83). It is so prevalent that I'm shocked at the very rare occasion where it's not available.

I barely use cash myself, and mostly see it as an inconvenience. I know for a fact that I'm not the only one who thinks so, and I believe that the majority of my countrymen agree with me. Why on earth would you want to carry round bits of metal or plastic that you never seem to be able to get rid of entirely, when one or two cards will provide you with the same benefits with greater convenience and security? If I lose my EFTPOS card, I call the bank, cancel it, and arrange a replacement. If I lose cash, that's it - it's gone.

Although there is always the risk of fraudulent activity of my cards (much, much higher on my credit card than my EFTPOS card), every bank in this country, and I would expect in the world, has an agreement with their customers that if the customer does not contribute directly to the fraud, they are not liable for any stolen funds. Again, if someone steals my card, I'm inconvenienced for a couple of days, but if someone steals cash it's gone forever. I know which I prefer.

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