6k is the current instate tuition for the top state school where I live. Add on housing (around 6k for an ok, kinda dumpy, but acceptable apartment), and other expenses at about 8k (you could probably live on a lot less) and it comes out to about 20k total per year. Go to a community college the first two years for practically free (and save while you do with a part time job ~10$/hr, which can be found in any restaurant job). Pay full on the junior year with the savings and continued income. Get a co-op in your senior year and just pay cash (engineering internships regularly pay 20/hr+). Even if you cannot make it work, take out 5-10k in debt to get by, not 100k to bankroll the entire thing.