Consider that most "work" in Germany, the UK and the US is what could be labeled as "bullshit jobs" (see www.strikemag.org/bullshit-jobs/). People want to create and build, but modern economies have evolved in a perverse way such that most corporate jobs are essentially courtiers and actors. The real value is added by machines and 3rd world labor. The typical white collar worker's main task is to *appear* useful, necessary, and above all busy and stressed, while somehow evading metrics that actually hold them accountable for specific units of something. The key of course is not whether such a corporate drone produces anything, but whether his manager thinks he's necessary, in some way. This is the province of MBAs and culture consultants and so on.
But freed of the empty, value-subtracting exercise of faking hard work to aquire money credits, people would tend to gravitate toward whatever they're best at. Widespread ownership, or VAT taxes, of machines/robots will keep the funds flowing and get most of the work done, while humans do what they're best at. People get bored, research has found, and it's actually very hard to be a true "moocher." Even if it's creating beer can hats in Texas, people from all cultures are driven to create and build.
The Swiss are first to come to widespread awareness of this, and will vote soon on a small Basic Income for every citizen. My guess is it will not pass this election, but the insight will spread, rather like the awareness of a round planet or the existence of bacteria. So we'll probably see a Citizen's Income in Northern Europe and Japan first, then the English speaking countries.
It is also part of the "steady state economics" framework which humanity will be forced to adopt by the end of this century, if math prevails.
Consider that a typical ownership cut demanded by venture capitalists in California (3000 Sand Hill Road types) is 30 to 50 percent. Kickstarter or Kickstarter clones could do very well just by saying if you (the individual) invest in XYZ and it pans out, you'll get your share of the 10 percent equity slice reserved for investors. So it could be easy for knowledgeable engineers, technicians and scientists to "play" the investment game via Kickstarter, using their insights from work experience, and do pretty well over the long haul. For start up founders, giving up 10% via Kickstarter is hella better than giving up 50% to 3000 Sand Hill Road folks. Why torture yourself trying to impress plump VC guys to give you 10 minutes and take 50% of your future profits, when you can just lay out your idea on Kickstarter and let the subject matter experts vote with their dollars?
Crowdfunding is therefore to the Anglo-Saxon financial elites what the comet was to the dinosaurs.
Therefore it would make sense that chaps such as Mitt Romney and friends are working quietly but very hard on getting crowdfunding outlawed or marginalized. Watch what happens in the next few years. This will of course only accelerate the decline of R&D and technological leadership in the U.S., but for the $$$ elites, that is some future generation's problem.