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Comment Re:If the odds are against you (Score 1) 168

That is what insurance is. You are betting you are going to have a failure and need the money. They are betting you won't. Whether it is your own life, or a car accident, or a fire, etc., it is very likely that you are going to do everything possible to avoid the failure and protect the insurance company's bet.

Numeric stability is probably not all that important when you're guessing.