Sure, there's insurance premiums. But those would be there regardless, and as you say, they will only go up if fraud in general trends higher. The impact of this particular case is negligible.
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I was responding specifically to OP's claim that either the state or the customers would foot the bill. Not sure where it is you think I made a moral judgement.
Not sure where it is you think I made a moral judgement. I was responding specifically to OP's claim that either the state or the customers would foot the bill.
The banks have insurance for this.
Discrimination based on behavior is the primary way in which society regulates itself. Person works for the wrong company? Discriminate away. Same if they wear the wrong clothes, or print hate literature. Problems start when you discriminate against someone because of traits inherent to that person, rather than what they do. This is because things like race and gender and sexual orientation are immutable and central to who a person is.
The best part about that quote is the cognitive dissonance you would need to say that being enslaved is good for black people, but it would 'destroy (white people) as a people.' If I wasn't so sure it was real I would assume it to be satire.
The courts don't write laws (at least not in Canada), and this case is no exception. When the courts strike down laws, they give legislatures a set amount of time to re-write the law such that it complies with the Constitution. In the meantime, the old law stands for up to one year. So no, you can't just randomly walk into a doctors office and demand that they put you down as you suggested.
No, it's not. They just told lawmakers they have to write a new, constitutional law. The old law is in effect for a set amount of time so that this can happen.
What exactly is it that you think atheists believe? Atheism is when you lack a belief in God, nothing to do with souls or consciousness or personal identity. And none of these things have anything to do with this crude take on 'teleportation'.
Regardless of what happens on the other end of the machine, if you physically destroy the body of a living thing then it will die. It will experience exactly the same things that it would if you killed it and then did not make a copy.
Any R&D calculation is going to, and should, include opportunity costs. Businesses don't leave millions or billions of dollars in a chequing account.
It's a prisoner's dilemma. Every player in the market has the choice to either improve waste disposal (cooperate) or not (defect). If everyone cooperates, then society as a whole wins, but the price of antibiotics go up across the board. However, if anyone defects, then they drive all those cooperating out of the market with lower prices. This is a perfect example of how government regulation (forced cooperation) can solve this type of dilemma.
Insurance companies don't fold if there is a major disaster. They have reinsurance to cover extraordinary events.
You don't get below market wages in pure capitalism, but that's not what the system is. When you add things like government subsidies, it distorts the market. People who work minimum wage jobs can 'afford' to do so because they are subsidized by things like food stamps and housing assistance. Take those things away, and workers would have to either demand higher wages or starve/live on the streets.
This honestly seems over complicated. Why should anyone have this information before you die, especially financial information? The simple thing to do is put a hard copy (sealed, of course) of the information in a safety deposit box with a copy of your will. As long as your executor knows about the box, they can access it after you die and distribute the information per your instructions.
According to the WHO, there were 2.6 million measles deaths every year before there were vaccinations. Per the CDC, 'about one out of 10 children with measles also gets an ear infection, and up to one out of 20 gets pneumonia. About one out of 1,000 gets encephalitis, and one or two out of 1,000 die.' Not the highest mortality rate, but still a significant number when you consider just how common it was.