Though it would (ha, ha) at least have been calorific.
Though it would (ha, ha) at least have been calorific.
They are based on hard aggregate data, not individual patterns of behaviour.
People with no history of debt are less likely to pay it off because on average people with no history of debt have been refused credit because they have no money.
Now, you may ask why someone with a healthy savings account might need credit. In theory, they probably don't, but the whole payments system now revolves around credit. Cash is a either a financial disadvantage if you're trying to book a hotel or hire car (you'll be expected to provide a deposit up front against unexpected charges) or a cause for suspicion if you're carrying out a high-value transaction, such as buying a car, or even simply booking an airline ticket. People who are financially atypical but perfectly creditworthy in these scenarios are significantly disadvantaged by the way credit scoring works. There used to be human involvement that could override the rules in these circumstances - but you have to have very high net wealth before you're afforded that luxury these days.
They are, but European prohibitions are actually quite strict. As long as the UK remains a signatory to the ECHR and remains a member of the EU this proposal is open to challenge by courts that have shown themselves more protective of individual liberties than the US courts have of late.
Of course, at the same time, the present UK administration is also trying to find a way to remain a signatory to the ECHR without actually being bound by it and to renegotiate its relationship with the EU to "repatriate" powers. If it succeeds in these things, then there at least will be an independent Scotland for us to move to.
As part of the solicitation process they produced a Q&A and one of the points they had to cover, obviously, was privacy. And basically all they could say was "we'll do our best" - they'd have to comply with any court orders and they couldn't foresee what future changes in legislation might require them to hand over the data. They still managed to hit their recruitment target, so I guess people other than me didn't care. Or thought they didn't care.
And that's the real danger - if mass use is ultimately made of this data and it starts to have unexpected consequences for the participants it will deter people not only from participating in medical research but even from seeking medical treatment. It's not just privacy that will be the ultimate casualty.
So, the BBC is basically now in a position where it is taking money off the UK licence payer and giving it to multinational commecial enterprises to make programmes for which it only has the UK rights. Where the BBC has been making and exporting its own formats (eg. Strictly Come Dancing / Dancing with the Stars) it has been criticised by conservative politicians for being too populist and unfairly competing with commercial broadcasters for "their" audience.
It does appear that there is a political determination to turn the BBC into something like PBS - domestically-produced dull, worthy, talking-head programmes with a few higher-budget internationally-produced dramas interspersed with desperate appeals for money.
I had a look at your 16-year-old example. Frankly, I'd have quit after the "Now Loading" and "Click to Start" and never got as far as skipping the pointless "intro" as well if I hadn't felt obliged to go the extra step in the interests of exploring your argument.
I just want the information, particularly on a mobile device. I don't care about the "design". I don't care about "immersive". I don't want to waste my time with pointy and clicky things that shoot around the screen for no apparent reason. That's what *you* want. And that's just as bad as what all those ad-merchants want - it's just crap that gets in my way and wastes my time.
And despite the trappings of luxury, that money bought you speed but no real comfort. The seats were narrow, the aisle was narrow, you were relieved of coats and other encumberances because there was no room in the cabin for them. There were fewer catering options than 1st class owing to space limitations. The extinguishing and relighting of the afterburners as part of noise control procedures was rather disconcerting for infrequent travellers, as was the temperature of the inner skin of the aircraft. And you had to sit next to the incurably self-important.
I've only flown Concord by accident (when the 747 service was cancelled) and while it was a novel experience, the plane was a technical curiosity rather than a practical form of transport - and well past its sell-by date by the time it was taken out of service.
The intention was to re-use these tunnels after the war as part of an express underground line. Never happened, unfortunately, as the Northern Line could do with more capacity!
That means salaries aren't really tied to any concrete business metric, but to extrinsics - how much managerial time would have to be spent replacing people, how much empire-building the line manager is trying to do, how much you want to stop your competitors having access to the "best" talent. In other words, they're going to be arbitrary, to all intents and purposes.
You'll also find that stored-value cards for things like transport are increasingly common and often the only way to get the best-value fares. However, the card will likely have limited geographical scope (eg the London Oyster Card), so if you're travelling widely you'll need a bunch of them or pay higher fares.
While these schemes may make life easier/cheaper for locals, they can make life for visitors increasingly complicated.
Mind you, these supposedly transnational card networks have always been rather parochial. A lot of years ago I came across an ATM in Germany with a handwritten signed attached saying "Nur Deutschen Eurokarten"...
And as you say, it doesn't flow from politicians, per se. You only have to look at the unproven, but plausible reports of the security services pursuit of Prime Minister Harold Wilson to realise that elected politicians too may be the target if they are suspected by the establishment of deviating too far from the status quo.
Intel CPUs are not defective, they just act that way. -- Henry Spencer