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Comment Re:How (Score 1) 386

FAIL: Read the EULA, you don't even own the pictures you post. This has nothing to do with your privacy settings. Outside companies aren't getting access to your facebook page or postings directly. Facebook collects, compiles and sells to whoever is paying. They don't even have to give the data directly, that's worth to much money. Just postulating here, but in this case I could see the Credit Companies providing an algorithm for Facebook to run against the data and it could simply provide a return code between 1 and 100, which in turn could be used as a +/- against your FICO. No laws broken because no personal data was exchanged.

You did get to sign up for FREE didn't you? Page ads aren't what makes FB a multi-billion dollar company.

Comment Re:Facebook privacy (Score 1) 386

For a price Facebook and any other online, gps, browsing, cookie monster.......whatever kinda data collecting company would gladly cough up the needed info. This is about data mining not page scraping and your privacy settings are therefore irrelevant. Read the ever changing EULAs we agree to for every site/service we sign up for, especially the "FREE" ones.

It's been said a million times but bares repeating over and over still. "You are not a customer, you are a commodity". Banks, Insurance companies, employers and so many more that fork over the $$$ are the customers.

Comment Re:So nobody read the article, or even the summary (Score 1) 386

I think it is more of a "slippery slope" issue than just the current plan outlined in this article. What's to stop companies from using your browsing history, gps history and/or the people you hang out with (recurrence of proximity to other tracking sources) to "tweak" your FICO, new or not? The list of sources and calculated outcome impacts are endless.

If protections aren't put in place we need to think about every online act (and we are always online in some way), past and present and how it will impact your unknown future plans. If the banks want this info you know the insurance companies want it too. Imagine auto insurance premiums impacted by how often and/or well you play GTA, or Health premiums impacted by who you hung out with a few too many times as a teen.

It all hurts my head!!! (Crap, that probably affected my rates).

Comment Re:Uh huh. (Score 5, Interesting) 479

Think a little bigger:

"The two men, Ulrich Hackenberg, Audi’s chief engineer, and Wolfgang Hatz, developer of Porsche’s Formula One and Le Mans racing engines, were among the engineers suspended in the investigation of the emissions cheating scandal"

I doubt these gents have been software engineers for a long time.


Comment Re:skating on the edge of legal? (Score 1) 302

Where does the line get drawn?

It is drawn by the underwriters of the drivers insurance company. If they can figure a way not to pay they will take it. If there is even a hint of a possibility that the event is commercial and the driver hasn't invested in commercial insurance then your friend is SOL if injured. Say the right words or wrong words in a police report and it's done.

A few years ago I was hit by a 2x4 that flew off of a van. The driver of the van mentioned to the officer that he had just left a house he was painting and forgot to remove the board from the top of the van. His insurance company called me a few days later to tell me that his personal auto insurance wasn't going to cover me since he was obviously using the van for work and didn't have commercial insurance. I slip of his tongue, and I was screwed. Yes my uninsured coverage kicked in this case but that wouldn't be an Uber option.

I guess your one friend could sue your the other friend to cover the health deductible if needed but that'd be uncomfortable for all 3 of you.

Comment Re:A useful link for all of ya ... (Score 1) 1097

I'm amazed at the nonsense posted here. It's like seeing Klansman claim that if they burn enough crosses and hold enough marches "them **** will learn their place!" It's foolish and counterproductive. (Unless, of course, your real goal is to further oppress them. Hmmm...)

So, if I understanding what you're saying then everything would work out for the better if we all join in and stand around the burning cross singing Kumbaya? I think you group associations are ass backwards. The Cartoonists are the oppressed, terrorists are the oppressors.

Comment Re:WebMD a starting point (Score 1) 79

Seems inevitable to me that the number of those that will self-diagnose and even attempt self-remedy whenever possible is on the rise. High deductible plans are becoming the norm.

I wonder how many are labeled as hypochondriacs who are really financially forced to make best guesses via whatever online resource(s) and experiment with homeopathic solutions? Yes there are plenty of true hypos out there, but besides those.....I wonder!

Money is better than poverty, if only for financial reasons.