Comment Re:noo, my chase sapphire points! (Score 4, Interesting) 60
I wouldn't cry if rewards went away. But I definitely benefit from them. I don't know what my interest rate is, but my effective rate is zero. I pay the card in full every month. If I can't, I don't make the purchase. Never paid a fee in over 20 years.
Luckily, in my adult life, I never had to fund an emergency on credit. That's not a privilege everyone has.