You made the right choices.
In January 2001, the major computer company I was working for in Chicago offered me $140k a year to move out to the "bay area". I also had another offer on the table around the same amount in Santa Cruz. Both had nice relocation packages.
At the same time I had a cousin working for Agilent. So I knew he was in a one bedroom apartment in Sunnyvale at $1600.00 a month. And that the house he owned, lived in by soon to be ex wife, was over a $1,000,000 mortgage.
I balked... and didn't take either position. Two years later I high-tailed it out of Chicago and moved to Michigan.
Best decision I ever made. Of course I had family, friends, and business associates told me I was crazy.
However, today I live on a hill, in a forest, about 200 yards from Lake Michigan.
Young IT people: Shiny... is shiny. But that's never enough.