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Comment: Re:Work Experience (Score 1) 834

by Viv (#27940865) Attached to: Go For a Masters, Or Not?

Okay, I think you seriously need to go back and re-read what you wrote. Because what you're saying now and what you said before are two very different things.

Contrast:

Universities generally don;t like putting highly expereinced business people in classrooms where their woried the student actually trumps the professor in knowledge. Many professors who recognize this where the university doesn't will simply give you the 4.0 for the promise you don't show up to class...

With:

Why is giving a 4.0 to someone who completes the major projects and scores a 90% on a final exam a problem?

Comment: Re:Work Experience (Score 1) 834

by Viv (#27918785) Attached to: Go For a Masters, Or Not?

Universities are typically more interested in simply getting your tuition, and if you qualify, and are above 30 years old, they'll typically be more than willing to take your money and still sell your seat in the class to another applicant. Universities generally don;t like putting highly expereinced business people in classrooms where their woried the student actually trumps the professor in knowledge. Many professors who recognize this where the university doesn't will simply give you the 4.0 for the promise you don't show up to class...

I have three degrees. A BSc in Comp Eng, an MSc in ECE, and an MBA.

Never once have I ever seen anything like this. It's incredibly unethical for one thing, and for another, it assumes that the professor can't handle a student challenging him or her.

I don't know what programs in which schools you've seen this occur in, but can you let me know so I know to never hire anyone who's graduated from them?

Comment: Re:All that and ruggedized? (Score 3, Interesting) 236

by Viv (#27639353) Attached to: Rugged Linux Server For Rural, Tropical Environment?

Read his environmental description.

Maximum historical temperature in Bangladesh is >40C; what kind of place is this server going to be stored? Move to different locations? No climate control? I can easily see requiring >85C handling.

Rainy season means high humidity.

The 5W power requirement is flexible, but remember that adding 1W of power increases your solar power costs -- to the tune of $22 or so in panelling (in Bangladesh), not including any secondary costs.

Dusty? Okay, use fans if you really want to. Be prepared for frequent failures, or a regular routine of cleaning and replacing filters.

Unreliable power and using solar? Yeah, you're going to want to gracefully handle some really nasty transients.

No, my requirements are not exactly the same as his. But the point is that he's running in a really hostile environment, like I am, and it's going to cost him.

Comment: Re:No, good economics. (Score 2, Interesting) 809

by Viv (#26366435) Attached to: $30B IT Stimulus Will Create Almost 1 Million Jobs

The trade-offs a person may be willing to make to earn $1M likely wouldn't remain justified after 75% is cut away by taxes.

I have found that, generally speaking, the type of person making $1M in the first place is internally motivated more so than externally.

That is to say, in my experience, they bust their asses just as hard whether they're earning $50k or $750k.

The fact that they do this is, in large part, why they progressed to make $750k at all.

Comment: Re:Bad economics (Score 1) 809

by Viv (#26366027) Attached to: $30B IT Stimulus Will Create Almost 1 Million Jobs

The leftist "fair lending" CRA idiocy is the single biggest cause of the current problems.

Heh, I keep hearing that meme, but when I ask actual bankers about it, their comment is, paraphrased: "Bullshit."

I attended a talk by a rather prominent community banker (who also sat on the Fed Board), who basically said that nobody ever made an unsound loan because of the CRA, and that this is just a bunch of politicians making hay.

Read the CRA some time. Notice that there are ironclad defenses against its provisions, one of which is, paraphrased, "unacceptably risky loans."

Additionally, when I look at the data surrounding sub-prime loans and MBS's, I have to call "Bullshit."

You want to know the biggest contributor? MBS' themselves. MBS' immunize the originator against the riskiness of loans; if you're just going to turn around and sell the loan, it doesn't matter if the debtor can't pay. So, all that matters is (1) finding someone to take out a loan and (2) finding some sucker to take it off your hands.

This is made even easier when the bond ratings agencies work for you -- which they did. The MBS issuers paid the ratings agencies, and guess what? They got good ratings. And if they didn't get good ratings, they paid someone else.

Contrast this with the pre-MBS loan process, in which a bank actually held a mortgage to maturity. It really matters if the debtor can pay in that case.

Now toss in a bunch of banks who are levered up using these MBS pools as security for the leverage. The market goes south a bit, and they have to unwind the leverage. But wait, they can't -- now everyone knows that the MBS ratings are trash, and because nobody can value them, nobody is willing to buy them. Hooray, sell at a deep discount. Wait, your equity in the margin account just went down in value because of that discount? Margin call! Sell more MBS' at a discount. Wait, your equity in the margin account just went down because of that discount? Margin call! ... Repeat until bankruptcy or bailout.

Seriously, quit with the CRA drum-banging. You're wrong.

Comment: Re:favorite books (Score 1) 517

by Viv (#26224703) Attached to: Your Favorite Tech / Eng. / CS Books?

Knuth's The Art of Computer Programming is a reference book FOR reference books. You often see comments in kernel and critical software which says "Knuth's TAOCP says this is the best way to do this". He states how math underlies Computer Science which is probably why I'm still stuck on the first few pages of Volume 1. Maybe I'll go back to after I take a course in discrete math and calculus.

You're not kidding. I've read Vol I and about half of Vol II. It hurt. A lot.

But it made me smarter.

"I got everybody to pay up front...then I blew up their planet." "Now why didn't I think of that?" -- Post Bros. Comics

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