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Always or only since Apple released ApplePay?
If you don't like that, well fuck you, too.
Friends and family are surely tired of my tinfoil hat, they just do not seem to care about their privacy. Many say the "I have nothing to hide" line.
OpenBSD. Feel free to look at the others, just don't get distracted by shiny bells & whistles and GUIs and the like.
OpenBSD does what you want and does it very well.