Any commercial infrared camera (game cameras) can be detected at night by simply turning the bright lights off. You'll have to spend $$$$$$ for motion sensing night vision gear if you don't want your evidence to "disappear" as the trash appears.
What's the big deal. Other than Staples, every place I go that has a "loyalty" program has a card they let non-members use right there on the terminal. I always get Stop & Shop and CVS discounted pricing.
And the Fed's manipulation of rates has broken natural competition between banks. If a banker has a good eye to investments and makes an AWESOME return for his clients, that should encourage them to give more money back to their capital holders (savers) and thereby draw more customers allowing him to make more deals.
The Fed skews this by setting on rate - no real competition in rates (until the Internet banks came along), and those profits instead go to the CEOs and management, who have very little skin in the game, since they buy and sell their debt to the Fed (who transfers it to the taxpayer).