I don't claim to be a prose author of any note; sorry if I'm difficult to follow.
#1) REGARDLESS of whether you evacuate, if your house is destroyed, no public money should be used to rebuild your house in a disaster prone area. I feel sad about the people who lose their lives and property in such places and I will gladly contribute for their relocation but not for rebuilding. Christie just announced $150,000 tax-funded rebuilding grants for Sandy victims (who are well-off enough to own beach property, so given Christie's budgets and actions he literally cares more about funding for wealthy fools than for children's education or vital public services). That is some pandering bullshit if you ask me.
#2) IF YOU CHOOSE to build and rebuild in a disaster prone area, with your own money, nobody should force (or prevent) your evacuation, although not one thin dime should be spent on helping or hindering you. Let the brave and/or strong and/or foolish live their lives as far as they can do it by themselves. But those who DO evacuate are frankly just plain stupid if they can't afford to constantly rebuild with their own resources and they refuse to move away permanently from disaster-prone areas.
#3) ANYONE who is afraid of hurricanes, housefires, terrorists, or invisible sky men, and isn't at least equally afraid of driving a car every day (which is almost certainly a far greater risk in real life) is a fool who does not understand probability. And, probably also a coward who is unreasonably afraid of dying - we all die, it's nothing to fear! Live life instead of running from death. I wasn't the only person out body-surfing during the height of Hurricane Bonnie (which was a very unimpressive hurricane, despite all the evacuation hype at the time) and we all found it exhilarating not terrorizing. Choose life, accept death, face fear, or move the hell inland.
#4) Personally, I do not evacuate, and I have been in several hurricanes, so I think I have to right to say that in my experience the best place to be is where you can actually do things (like put out fires, turn off forgotten gas valves, patch wind-torn holes, etc.) instead of drinking tea in a shelter while your property is destroyed. Again, if you aren't physically or mentally tough enough to live where you are, evacuate permanently - it's not shameful or cowardly it's wise.
But look: Sane people don't change their minds due to an internet conversation unless presented with new information that invalidates something they thought was true, or illuminates something they did not know. You and I are not giving each other new information, we're just endlessly reiterating our same points, so I think we can stop now. You're not going to suddenly grow a pair and refuse to evacuate, and I'm not going to suddenly regain my sanity and evacuate (I hope you see what I did there) so let's let it rest.