I'm surprised by the lack of curiosity here. The best stuff in the Apple App Store costs some money. What's the point in buying expensive $600 phones if you're going to be too cheap to get out there and see what people are making them do? The highest rated 10-20 apps alone in the App Store would put you over $50 easily. Not all the apps are for everybody, but if you're not using at least a few of them then you aren't getting real value from your iOS device purchase and you probably didn't need one in the first place.
For a site full of people that claim to be geeks, nerds, programmers, admins, etc there's almost nobody out here that's actually PARTICIPATING in the biggest change in the tech industry in the last decade. if you're worried about "privacy" and your credit card information getting taken then you're clearly not paying attention to how the marketplace works, how the various groups interact and developing a sense of safe behavior in this new arena. This is kind of a poor showing of people that claim to have "technical savvy".