"only expensive if you're always going to toys r us for the overpriced crap that gets lost in 2 days"
False. We almost never buy our three-year-old anything unnecessary. She has plenty of toys, but they were all gifts from relatives. We go to the library a lot.
And now for the killer. We spend $1000/month on daycare/preschool for her. Toys R Us doesn't hold a candle to that.