SWIFT is used by major banks in Australia too for various inter-bank transactions. It wouldn't surprise me if other countries also use the SWIFT systems.
Considering that most modern democratic nations in the western world tend to subscribe to the free-market capitalistic world-view, I really don't understand how mobile carriers get away with these exclusivity deals. Not only are they tantamount to a monopoly in a particular market, but they constitute collusion between the manufacturer and the carrier.
Where are the consumer watchdogs ? Where are the anti-competition commissions ? Why isn't something being done about this anti-competitive behaviour ?