Speaking as a single father, putting my daughter though college at the time, I can say the government loan I helped her get was horrible. After the 1st year I managed to pay off that expensive gov loan at a high cost to me and get out of that system. The next system was a massive downsizing of my food budget, fun budget and putting off lots of things I would have like to buy and do in my life. I was making a $35K salary and my daughter worked 15-20 hours a week. 2 years after she graduated from the university, we were both "college expenses" debt free. It was not a pleasant 4 -6 years of my life but I have recovered financially. If I had continued down that Government Loan slippery slope I suspect I'd still be paying off the loans 8 years later. Yeah, I helped my daughter a lot so she would be debt free upon graduation (or there abouts) but I certainly wasn't and still am not a rich man. My point is, the gov loan program was some of the most expensive money I've ever taken. Yes there was government aid in this whole experience...many, many scholarships and grants were applied for and some were awarded. I am extremely grateful for what "the people" of this country contributed to my daughters education.