Comment Re:Anyone actually compare before and after?... (Score 1) 739
Many fair points.
There are plans outside of insurance that can provide 24x7 phone support from a doctor, prescription discounts, and other such values; our insurance broker actually enrolled us in them for free. This type of service needs to be more widespread. Unfortunately, most doctors visits really are a waste of time, but there is no way to avoid it if you (think you) need antibiotics. I partially long for Thailand where the pharmacist would recommend whatever they think you need (or was close to expiration/expensive, depending on ethics). Granted, I did see people die because of inadequate care, but the location wasn't going to get a hospital ever.
As for the emergency room, hospitals have worked harder to triage patients to their medical office buildings, but it is a cultural issue.
Once you set foot in a hospital campus there are substantial costs that need to be recovered. The cost for building a hospital vs medical office is about 5-10x depending on location. California is especially bad, after OSHPD got caught with their pants down in Northridge.