1. Get a Bank or Credit Union that gives a damn. Investigate before you choose one. A good one will monitor your activity and shut it down and call you when something goes wonky (like charges from all over the place or charges from known fraudulent organizations). When it does go wrong a good one will either fix it quick or possibly give you provisional credit to get you buy until they do fix it.
2. Use a real Credit Card for most items and have the discipline to pay it off each month. Credit Cards are held to a higher standard than debit because it's *their* money and not *yours*. If you challenge a charge they have to credit you right away while they research it, and the burden of proof is on them. As a side benefit you might get mileage or an annual rebate.
3. Use your debit card for small ticket items -- lunch, gas, etc. Don't keep more than you're willing to lose in the account, a few hundred maybe.
Source, please? Otherwise it's just more overblown panic-inducing hype. Neither the linked article, or the article it links to say this. In fact, the second article says "So far, we haven't even identified the incubation period or how long people are infectious," and if that's the case I don't see how any computer model could be accurate.
Great, now I've got a Computer version of Jursassic Park running around in my head.
The key elements in human thinking are not numbers but labels of fuzzy sets. -- L. Zadeh