I am 28 and presently uninsured. I delayed getting individual insurance because I knew my plan would be canceled at the end of this year (anybody who actually spoke with the insurance companies has known for a long time that "you can keep your plan" was a lie), so I figured I might as well wait for the Obamacare compliant plans.
Well, the Obamacare compliant plans cost literally over four times as much per month to get comparable insurance. People who went ahead and got the noncompliant plans have now got a reprieve by executive fiat; they can keep the cheap plans another year. All of the effects of this bill have been effectively canceled per dictatorial fiat except for socking it to me and others in similar conditions.
Depending on what happens with school and work, my income may be low enough that I don't need to pay the fine for being uninsured, but even if it isn't, it's better to pay the $95 fine and gamble on my health being OK than to pay $2400 for a crappy insurance plan.
The whole situation is insane. Health insurance should be like home insurance. The expected costs of home maintenance are paid out of pocket; your insurer doesn't pay your heating bill or pay to have your gutters cleaned out. Insurance is there to mitigate catastrophic risks, not to take care of your regular expected expenses for you. We do need robust assistance for those who can't pay their expected health costs, but that has nothing to do with insurance, and conflating the two won't make care more affordable. Not being able to pay your health costs is just another form of poverty; it's important to provide a safety net but this is a terrifically thickheaded way to try to go about it.
A few decades ago most people paid most of their health costs out of pocket and the country was better for it. Having employer insurance take care of everything is basically a modern tax avoidance racket. It's less efficient, the costs balloon, people without employer-provided insurance end up in more and more trouble, and the lost government revenue brings program cuts, higher deficits, or more economically disruptive ways of getting tax revenue. Insurance plans and health savings accounts should be taxed exactly like normal income and savings.