Pre-existing condition exclusions are required because of adverse selection. Flood insurance works the same way; you've got no coverage at all until the policy has been in effect for 30 days. If your house washes away on Day 29 you're SOL.

In any case, I didn't share my story to indict the insurance companies. It was more of an indictment of the healthcare system in general. There was one unavoidable expense: the $4,500 immunoglobulin shot. Why then did the total bill come to nearly $7,000? It came to that much because treatment was routed through the most expensive delivery system (the ER) available in our healthcare system. Why is that? The rabies series is not time sensitive, waiting a few days causes no ill effects. The taxpayers ostensibly pay for it anyway so why not just have it at the County Health Department Monday through Friday?

I try to route my healthcare through my PCP, because 1) I like him, 2) It's cheaper (both for me and society) than the alternatives. Of course, we're killing the PCP providers, they're barely paid cost as it is (less than cost for medicare patients) and there's no incentives for med students to pursue primary/family medicine as a specialty. The ACA didn't do anything to address this either, a fat lot of good having insurance for the first time is going to do you when you can't find an MD that's taking new patients.

I'd like to support your tax but I fear that the climate change discussions will see a massively improved signal to noise ratio with corresponding decrease in the eye rolling ratio.

That's a valid point but you kind of missed the bigger picture. With my history and health status they shouldn't be on the hook for more than $300-$500 annually. That's the cost of an annual physical and standard blood/urine lab work. All it took was one incident to largely wipe out their earnings on me and in this case the costs really weren't inflated all that much. Despite what the other poster thinks, the immunoglobulin really is that expensive. It has a very short shelf life, production is a bitch, and there's little economy of scale because it's so rarely needed. Socialized medicine won't fix any of that....

After the deductibles and co-pays. I have a "platinum" plan through my employer; better insurance than anyone else I know and the co-pays still total up to a considerable amount. No deductibles for in-network on my plan, which makes me extremely fortunate. As a single guy I can afford the co-pays even with my modest salary but I can see how quickly they would bankrupt someone with a family, particularly if said family had one or more members with a chronic illness.

Incidentally, I was just exposed to rabies a few months ago:

Strike One: The only place to get the immunoglobulin is the ER, because it's very expensive (>$4,500) and has a short shelf-life. ER co-pay: $150
Strike Two: There's a set schedule for the vaccine, Days 0, 3, 7, and 14. You can get the vaccine from your primary, in theory, but of course my primary has a months long waiting list because we're driving PCPs out of business. Bottom line, I can't get appointments with them for Days 3 or 7, so that's two more trips to the ER. Additional co-pay total: $300
Strike Three: New York State ostensibly has a fund to pay for out of pocket expenses related to rabies exposures, but they only reimburse for the rabies vaccine and immunoglobulin. Since the ER decided to give me a tetanus shot on Day 0 NYS won't reimburse me, even though my out of pocket would have been $150 with or without this extra shot. Hooray for bureaucracy!

Totaling all this up, that stupid bat that found its way into my apartment has personally cost me $465 ($450 of ER co-pays, $15 of PCP co-pay) while my insurance company is on the hook for close to $7,000. My annual premium is about $6,000. So this one incident wiped out every penny they made on me and then some. I'm an otherwise healthy 32 year old marathon runner that ought to be subsidizing those who are less fortunate. Now imagine a family of four that were all exposed to the same scenario I was.....

From the corner drug store. Duh.

Any Nexus branded device running Cyanogenmod. Or any non-Nexus device that CM supports (there are literally dozens)

In which universe do you live where ads on a webpage total up to half of the bandwidth to deliver said webpage?

They don't make it easy but they don't make it all that difficult either. Buy a Nexus, Developer Edition, or one of the multitude of carrier branded phones that are rootable. Install one of the multitude of ad blocking apps that are available, AdFree being my personal favorite. Problem solved.

Weasels that know corporate double speak are ruining everything though. You know we don't mourn the T-rex. We talk about the dinosaurs as being really big and dumb.

They were all psychopaths!! Lizard brains.

When the cockroaches are mulling over what our existences might have been like, they will all say that the weasels died out because of our stupidity and overconfidence. They'll say we were monsters, too. Big and dumb. Lizard brains.

Stumble/dollar is one of the best descriptions I've ever heard to rate drugs, just FYI. ;)

I don't know about Acetaminophen, but I've heard compelling cases made that if Aspirin were discovered today it would be a prescription drug. Think of the side effects, the modern day "think of the children!" attitude, and pathetic need of the body politic to feel "safe" from any and everything.

Unobtrusive to me means that the technology does only what I want it to but we all know that technology today serves its master, which is NOT the end user. This is an invasion.

Let's apply this towards eventually getting Matrix-styled learning models. Eventually we could implant memories of how to perform any skill. We could enable permanent muscle-memory learning instantaneously. Not only learning karate but being able to apply the lessons with strength and precision. Never having to work out to be in shape. Understanding advanced physics without ever taking a course at a university or even having any partial interest in the subject. That's a step towards singularity.

To what extent are we able to compute safety related human dynamics issues and what is slowing us down in this particular programming area?

Can we ever come up with a safety system for a workplace that would be able to overcome employee buy-in issues early on, especially if the typical large corporation is in a constant tug of war with profit and employee needs?

You see whenever we introduce changes in policy in the workplace, employees assume they are going to be required to do MORE but they are not getting more money for the work so this tends at times to cause resistance from employees to safety policies. Management doesn't often understand the issues at hand so they tend to make contradictory safety policies as well, saying that things need to be addressed in a timely fashion.

But in the aftermath of this complexity, companies are often just faking safety in order to appear to be safe when in fact they are running at a significant moral hazard to everyone (their staff, the general public and anyone else for that matter).

This particular problem is of great interest to me and I find that whenever there is an imbalance between management and employee needs there is a systemic problem that is solvable but yet only once all the variables are on the table. The problem with human safety is that most of the variables are unknown.

The general equation for solving safety related issues is:

For every task an employee is required to do or will reasonably be presented with, the employee must be trained to perform the task safely within prescribed safety policy. This idea is fundamentally at odds with bravado in the workplace, hero complexes, profit margins and it goes directly against human psychopathy that is prevalent in modern corporate culture.

What's the best approach to stabilizing a safety model?

Unless the particles aren't the message but the means of communication. Maybe they form some kind of field mechanic communications bridge to enable instantaneous communications?

We should consider something like this instead of probes like Voyager. Eventually we'll find a way to use fields or lasers as a communications field conduit that enables immediate lagless communications. Someone is probably working on this right now. To some extent the teleportation technology we've seen for communications could use such beams as guidance and accelerators that cut down lag. So maybe instead of thousands of years the lag is like a day or an hour or a few minutes.

A darker side of this could mean that the existence these focused particles could prove someone is communicating with their homeworld from Earth.

The film Kpax used this kind of idea as his transportation method, which was a pretty awesome film.

Makes for some awesome sci-fi even if it's far fetched!

It would be really cool if we discovered these particles were actually packets of alien data. I mean if WE found a new civ and we decided to contact them I wonder how they would adapt to our technology. Wouldn't it present in a kind of similar way?

Because if these particles are pretty special, which they are, then can we not assume they might not be naturally occurring?