Pretty much this exactly. People need to understand that online storage is essentially like having a stranger drive up to you in their windowless van, and offering to store stuff for you that you can get back anytime you want. You don't really know him. He promises "industry grade security!" on his van, and sleek curved corners on the van and maybe a recognizable fruit logo. You are taken in, and start storing your photos, your essays, your financial information, etc on his van. Except, what is industry grade security? What industry? How do you know he isn't looking at your stuff? How do you know he isn't parsing your stuff and selling that information? If you started reading warnings about this guy and his storage van on the news and online, would you still use his service? Because guess what - almost every single cloud storage company has had those warnings posted about them. It's not your fault if you fail to vet a service out, and give this guy $50 and he drives away and starts selling your stuff, you're right. But you're a dumbass for trusting someone you don't know blindly with things you don't want out in the public.