Comment Re:And in other news (Score 1) 139
Around here, you also have to declare and insure for a 'purpose', not just a liability amount. After all, $1 million dollar liability on a sunny summer weekends only car is less than the same risk as a Taxi.
Around here, there is, in order of increasing cost:
Pleasure (pleasure use only, a couple days per month commuting are ok)
Commuting (driving to and from work, not "for work" itself - different sub classes depending on how far you commute)
Business (drive for work, meeting customers etc)
Delivery -- For the delivery class there are sub classes depending on what type of vehicle, and what is being delivered. Pizza drivers need this I know from personal experience. And I bet anything that 'delivering people' or 'taxi' insurance is in here to, that uber drivers would be required to have it, and that many do not.
Again, in NYC, Uber drivers carry the same insurance that taxis or any other livery car driver carriers. It's commercial vehicle insurance.