Comment Re:well then (Score 1) 132
The difference makes itself up quite quickly, hence, if you can't afford the up-front cost, you probably can't afford a new car in the first place, and a lot of people in that situation are too uneducated financially to even begin to understand the benefits of paying more up front instead of getting a lower "monthly payment" that'll cost you a lot more over time, and will jump on that $350 a month because they can "afford" it like they can afford spending $20 on fast food every single day instead of buying a microwave and some groceries and be saving money within a week.