My daughter and son-in-law are both graduating this year, at the age of 28, with zero debt except for a $500/month house payment. They also have a 1 year old child, and they own a house. He will receive his PhD in engineering, she will receive a BA in molecular biology. Both already have job prospects. Well paying job prospects. They will be able to go to just about any part of the US to work that they want to because their skills are in demand. But, to be fair, they don't need high paying jobs because they don't have any debt and already own part of a home. It's amazing how little money one needs when one doesn't have car payments, credit card payments, expensive internet bills, and a host of other luxury items.
No .. their parents aren't rich, although family members did contribute when they could. They did this thing called 'saving' and used things called 'scholarships'. They went to a state school instead of spending money they didn't have to go out of state. Then they did this thing called 'living with their parents' before they got married, and waited until they could afford a house to get married. During this time, they did this thing called 'only going to school when I have the money to go to school, even if it's part time'. They also did this thing called 'work', my daughter worked part-time at PetSmart for a year until she got into their dog grooming programing where THEY trained her in exchange for 2 years of work. She made pretty good money and continued grooming part-time on her own after she left there. All while going to college part time.
The problem isn't with finding funding for school. The problem is with a society that has brain-washed us into thinking that one has to go to college right out of high school, one has to live on campus for the 'experience', and one has to go full time. Sorry .. that's all just bull shit. My ex works as an RN (2 year vocational training) and only has to work 4 days a week because her home is paid off, I am a systems engineer with a 6 figure salary and never took more than a handful of post-high school classes, My wife is a book keeper with only one semester under her belt. Yet all of us seem to make a pretty darn good living. I'm not jetting off to Europe every summer, but we manage to enjoy our lives and not live paycheck to paycheck.
My daughter was convinced she wanted to be a vet. Fortunately, because she was working at PetSmart, she got a chance to see what all that was like and changed to something more to her liking.
I'm not against college, colleges are one source of knowledge. Some people can't learn without someone standing in front of them making them do homework and study for tests. I'm not against spending large sums of money to go to a private college if one can afford it. I am against going into debt for things that aren't worth it (i.e. living on campus) or because some self-righteous high school councilor is convinced that people can't possible succeed in life unless they go to college right out of high school.
If someone wants to go to college, they should be smart enough to figure out how to do it without going into debt. Or figure out if they go into debt, how they are going to pay for it. If they can't figure either of those things out, maybe they just aren't smart enough to go to college.
And one thing I've noticed is the smarter and more self-motivated someone is, the less they need a college education to succeed.