Comment HSA plus catastrophic (Score 2, Insightful) 723
Is the way it should be. No one should have to pay for your runny nose or whatever. Set aside the money like any normal and prudent person would do and use it for that. If the SHTF, the catastrophic insurance has you covered.
People will pay $60 to get their hair done once a month but think paying $60 for an office visit is robbery. Crazy. Have your hair dresser prescribe the antibiotics then.