This _should_ be a cash cow for the shareholders. If these companies can't invest this money profitably then they are morally obligated to return it to the shareholders.

Here's my theory...

There's less incentive for the wealthy to start new businesses if their customers in the bottom 50% don't have any money to spend on the service.

People in the top strata always have money. They're currently "investing" it in low-interest low-risk investments like treasury bonds. We need them to invest in high-return/high-risk ventures like new businesses. Giving them more money doesn't help the situation because they already have money, we need to give them more customers.

I think we're on the other side of the Laffer curve.