I recently had an angioplasty to install a couple of stents. I got a copy of the bill the hospital sent to the insurance company. Total cost: ~$60,000. What the insurance company paid the hospital: ~$2,000. My co-pay: ~$600. So the hospital gets to write off ~$57,400? It's all just a big game and it sucks ...

But since there was no collision, I would call it a 'near hit'.