Comment Re:Makers and takers (Score 1) 676
Also, I work in the medical field. You know what Insurance companies are doing?
CLOSING THE FUCKING LOOPHOLES!
For example, physician owned labs are being phased out due to abuse. Doctors would urine screen every patient monthly, rather than random or via risk stratification. For this reason, the practices like ours who do have a random policy will be killed in the process. But they are STILL CLOSING THE LOOPHOLES.
The insurance companies aren't doing a very good job. I went to a physiatrist last year who gave me an unnecessary knee x-ray, and if I had let him he would have given me an unnecessary and dangerous cortisone shot. My insurance company didn't care.
As long as you give doctors financial incentives to do something, most of them will do it. The insurance companies gave us a song and dance starting with the managed care days about how they would impose quality standards, but they botched that up. They usually let Medicare set the standards, and follow along. If you want doctors to follow evidence-based guidelines, then put them on salary. They don't do unnecessary urine tests (and CAT scans) in the VA or in the UK NHS. If you're going to let lobbyists (like the ones at the American Academy of Orthopedic Surgeons) influence government standard-setting bodies, then of course you're going to have waste, fraud and abuse. We missed our chance with Donald Berwick.
But back to the original question, I suspect that the fraud in the food stamp program is well under the fraud in the private health insurance industry.
On the general question of redistributive programs, Paul Krugman explains it better than I can.
http://www.nytimes.com/2014/03...
Liberty, Equality, Efficiency
By PAUL KRUGMAN
MARCH 9, 2014
Almost 40 years ago Arthur Okun, chief economic adviser to President Lyndon Johnson, published a classic book titled “Equality and Efficiency: The Big Tradeoff,” arguing that redistributing income from the rich to the poor takes a toll on economic growth.
(Income inequality varies greatly among advanced countries. This difference is primarily the result of government policies.)
primary income — income from wages, salaries, assets, and so on — is very unequally distributed in almost all countries. But taxes and transfers (aid in cash or kind) reduce this underlying inequality to varying degrees: some but not a lot in America, much more in many other countries.
(2 studies by economists at the International Monetary Fund found that (1) nations with low income inequality have more sustained economic growth. (2) redistribution has benign effects on growth.)
(Incentives vs. resources. Aid to the poor reduces their incentive to work, and taxes on the rich reduce their incentive to get richer. But in an unequal society, the poor have fewer resources. The slogan that we should seek equality of opportunity, not outcomes, is a joke. 40% of American children live in poverty or near-poverty, and don't have the same access to education and jobs.)