You seem to be assuming that the treatments that lead to extremely long life will be secrets, beyond the ken of a basement chemist or small organizations that want their own. Governments are currently unable to stop meth and crack labs, do you really think government will be able to stop much more valuable life extending substances and procedures?
Technology advances, and long-life treatments are unlikely to be single ingredient. It's reasonable to think that some aspects will be available at a reasonable price, and that Joe Sixpack will be able to buy another 150 years, even if he can't afford 250 years.