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Comment Re:It's California (Score 1) 723

If you have so few choices in that state, I'll bet the problem is government-based cronyism.

I think it's called laissez-faire capitalism. Too little regulation means that the market will concentrate on the most profitable customers and not necessarily provide any service at all to others.

The point of insurance is that it's a risk pool that lowers the cost of saving to pay for a catastrophe for every participant, based on the probability that most folks won't need it. But it doesn't work for the folks who aren't allowed in the pool. And the reality is that everyone will need it sometime, and that it is normal for a society for some proportion of its people to be sick.

Comment Plan not grandfathered and minimum standard. (Score 5, Insightful) 723

Are you able to show us the terms of your plan? The reason I ask is that I was offered what turned out to be a "trash plan", and the sort of things that aren't being grandfathered are rejected because they don't meet a minimum standard of care. In my case, a catastrophic injury such as in an auto wreck would not have been covered significantly.

The lady who famously confronted Obama on this issue had a plan that limited its payout to a few hundred dollars.

Comment Re:It's California (Score 5, Interesting) 723

There were two sorts of plans available: There was a company that sold a "trash plan" and sent a sales person to my home. This plan was not written to provide useful medical coverage for a catastrophic condition such as an auto accident with severe injury. Basically, it was a "feel good about being insured until you try to use it" plan which had the main purpose of producing income for a fraudster. I am very glad that such things are being prohibited now because I know there are lots of people who are not as careful readers of terms as I am.

The second was priced so prohibitively high that it seemed to be intended to deter the customer from purchase.

Comment It's California (Score 5, Insightful) 723

California's exchange is well capable of providing a mere 7 Million registrations and was not ever having problems while the Federal site was the subject of so much news controversy.

I am celebrating this event because This is the first time that Bruce Perens can get insurance coverage! I operate my own company and have previously only had access to insurance through my wife's employer. All of my family, my wife, my son, and I, have each individually been rejected by private insurers for what was esentially medical trivia. In my son's case, it was because he took a test they didn't like even though he passed it.

Not everyone understands the B.S. that private insurers were permitted to put people through.

Comment Re:Cool It, Linus! (Score 1) 129

Since I doubt that this sub-question will get through the editor, I'll give you my answer now. My objection was to the use of bitkeeper due to its license. This is not the same as being in favor of violating the license. What Tridge did (invoking the "HELP" command on a TCP stream connection to the bitkeeper server) was not a license violation.

Comment Sync Licensing. (Score 1) 490

Mechanical, compulsory is easy licensing to deal with. Not really much restrictions on the distribution format. Sync licensing on the other hand gives the artist the right to dictate which methods of distribution are allowed. So if an artist says, "NO STREAMING" there will be no streaming.

There. TL;DR;'d that for ya.

Comment Re:Why dealerships get a free ride (Score 2) 342

Yes, I can come up with a thousand free market answers. And yes, that pretty much answers your question.

Would you buy a vehicle from any company whatsoever if you knew that parts were difficult to acquire? A manufacturer can play a game with parts availability only if they don't plan to stay in business.

Maybe we should go back to renting our phones from ATT as well.

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