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Comment Re:Some noise about 'adequate premium' (Score 1) 226

I live in California. Last year, Safeco gave me a "notice of nonrenewal" on my homeowner's insurance. They redlined our whole area. I went to Farmer's insurance and got a policy right away. However this year, my insurance rate increased by 81% (no kidding). I now pay $3,400/year for homeowner's insurance. CalFire remapped our area and almost the entire county (and it's a very large county going to the middle of Lake Tahoe) is in the "moderate" fire danger area.
Our only recourse is the California "FAIR" insurance program which is essentially an assigned risk policy that covers ONLY fire (no liability/theft/etc). The "FAIR" insurance premium is even higher than what I'm paying with less coverage.
We're pretty-much screwed. The only places that have low insurance premiums are places where they have removed all of the trees and paved things over with asphalt and concrete.

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