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Comment Re: Whats wrong with US society (Score 1) 609

Law abiding gun owners have never been a problem.

Agreed. So how about we crack down on NON-law abiding gun owners, i.e. those owners and dealers who funnel guns to criminals? Require firearm registration, and we could easily trace back weapons used in crimes to the people who supplied them. I understand why the gun industry (and their mouthpiece, the NRA) objects to this, since from their perspective a sale is a sale, and guns that are funneled to criminals increase sales both directly and indirectly (by creating concerns about violence and driving law-abiding people to purchase guns). It makes no sense that the rest of us have to accept it, though.

Comment Re:8% (Score 1) 1032

The gov't guarantees the loan? You mean the loan the gov't issues? Kind of hard to guarantee a loan that you yourself issue.

As to the "going after the person," you can't get blood from a stone. Default rates for federal student loans are high, and a lot of those $ never get paid back. Further, "going after" someone costs money, plus you've got the time value of money factor.

Comment Re:8% (Score 2) 1032

"That's the problem. Interest rates on student loans are usury. Higher than most mortgages and auto loans"

Of course they're higher! Student loans are:

(a) unsecured (you can foreclose on a house or repossess a car, you can't take back a diploma and resell it)
(b) not based on creditworthiness/ability to pay (it's not like the Feds say "we'll lend to people getting CompSci degrees at Stanford, but not to people getting French literature degrees at second-tier state schools")

Comment Re:1st: Who Owns the 25% least well-tuned autos? (Score 1) 395

The quick data I could find on this is a couple of years old, but as of 2011, 93% of people who made less than $16k/year paid zero federal income tax. Heck, 60% of people making $17-33k pay zero income tax. So it's definitely not true that "everyone" making over $14k pays federal income tax.

http://economix.blogs.nytimes....

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