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Comment Who own's first? (Score 1) 445

by sparhawktn (#28679951) Attached to: Wells Fargo Bank Sues Itself
Bud: Fargo owns first mortgage
Bud: Fargo owns second mortgage
Bud: I don't know owns third mortgage
Lou: That's what I want to know who to sue first
Bud: Fargo!
Lou: Fargo owns second?
Bud: Fargo owns first.
Lou: I don't know
Bud: Third base!


*Apologizes to Bud Abbot and Lou Costello
Transportation

Submission + - Computer glitch stops United Flights

Submitted by sparhawktn
sparhawktn writes: "A United Airlines computer outage this morning at O'Hare International Airport is keeping passengers from checking in and is grounding the airline's flights at the airport.".."FAA spokeswoman Elizabeth Isham Cory said that United had done a ground stop of its planes on its own, and while that officially that had ended at 7:55 a.m., there was no indication when flights would be leaving the airport again. The problem began about 5:15 a.m., she said."
And the best line ever..
"The employees are really stumped," said Norder, who was returning home to Ft. Worth today. "They're trying to figure out what to do." As she spoke, a voice came over the plane's public-address system. Fixing the computer system, "can be a long and arduous process," the voice said."

Comment Re:ANY change? (Score 1) 86

by sparhawktn (#28498073) Attached to: Milky Way's Spiral Arms Could Not Have Caused Climate Change
Hrrm and that blocked out what? Oh THE SUN! Again any change is due to the Sun you are talking about a disaster what the general rule when people talk about any warming or cooling of the earth is the "evil man". Which is an untruth. Earth even changes the climate itself by slight variations in the orbit around the Sun. That was my point.
And the point of this article was that the possibility of the Milky Way impacting the Earth climate. Which is a ludicrous thing to even think about. I find it funny the mods liked your post and missed mine completely.

Comment Re:And? (Score 1) 543

by sparhawktn (#28442345) Attached to: SSN Required To Buy Palm Pre

Perhaps I'm just young. But, I have paid overdraw charges on checking accounts, and I'm sure you have too.

My comments were solely about credit cards. Bank accounts with over-draft fees are a completely different topic. I would be happy to discuss that line but in a different thread my comments do not pertain to bank accounts but to credit cards.

Maybe you should acknowledge that it is possible, at least in theory, to use credit cards to your advantage?

Absolutely not. I will not make that statement under any pretense. My points have not been made to change your mind on the matter nor will I change mine on this matter with your absurd comment. I am presenting a side where I have stated credit cards are bad.

Comment Re:And? (Score 1) 543

by sparhawktn (#28426069) Attached to: SSN Required To Buy Palm Pre
Since always.

From http://www.m-w.com/
c: the provision of money, goods, or services with the expectation of future payment ; also : money, goods, or services so provided

I gain perks with my debt cards as well money back, and so forth. I can also track my purchases with my banks online account service. With the added plus there is no late charges, service fees, yearly membership or any interest if I missed a payment.

My wife and I have traveled with the debit card on vacations around the US. Paid for rooms, food, gas with no problems.

With a credit card you have to pay off your balance every time you can not miss a payment. I would hate to see what the intrest of "thousands of dollars of purchases" would be even at 8 1/2% much less the normal 14 - 21 % cards require you to pay.

Ours is simple we have the money we can buy it we don't have the money we don't. Credit cards are a crutch you get used to them and they will make you weak. You spend what you have and it makes you stronger. It isn't easy at first but it can be done.

Comment Re:And? (Score 1) 543

by sparhawktn (#28425931) Attached to: SSN Required To Buy Palm Pre
Yes the power company required an additional deposit but that was used to pay our first few bills. The cars were paid for with cash both were private purchases. We pay everything with our debit cards which is tied directly to the bank account. We have no credit cards at all. If we don't have the money we don't buy anything. so that means everything paycheck, I get paid once a month, we put a budget out of what we have coming in and what we need to spend. But we set priorities Food, shelter, basic utilities before anything else. It took a while to get where we are but we are not 100% debt free still have some old bills we need to address but we take care of the basics first. This is the website that we used to get where we are. It took a while and we had to make some hard choices. But it works. http://www.daveramsey.com/

Comment Re:And? (Score 3, Informative) 543

by sparhawktn (#28421919) Attached to: SSN Required To Buy Palm Pre
It works out just fine for us. My wife and I have no credit cards, no car payments ( have two paid for cars both cars > 8 years old ) and we currently are renting a nice 3br apartment. We have a credit score of 0. If people don't want our business we go somewhere else. It is pretty liberating paying for stuff with the money we have. Could we be doing better? Of course but we are leaving within our means and seriously this credit crunch has not hurt us at all.

Comment Re:OK so what does Change really mean? (Score 1) 3709

by sparhawktn (#25652553) Attached to: Barack Obama Wins US Presidency

Not quite true, stating that the United States of America is the only country in the world that can hold elections without any form of violence is quite possibly the biggest pile of cr*p I've ever read.

The United Kingdom, while not holding your "sacred document", still holds peaceable elections every 4 years, or less, depending circumstances and in the most recent case, because our prime minister resigned.

New Zealand still holds peaceful elections regularly, as does Australia, Germany, Austria, Sweden, and countless more western countries. Don't even mention France, as we all know they like to burn things and throw tantrums anyway. ^-^

In fact the only countries I can think of who don't hold peaceful elections are run by despots or dictators. North Korea?

You are free because you think you are free. You are free because your government wants you to think you are free. No more, no less.

Never said anything about violence and you stated my point of the matter the other countries can have their government voted out with a vote of no confidence. We have them every 4 years while most countries do follow the same practice many do not make full terms of their governments all the time. Again the point being the no confidence vote which dissolves the government we do not have that.

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