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Comment Re:Simple (Score 1) 509

Here's one way to get by without student loans: be a dental hygienist and save your money, then when you have enough, go to college.

It's completely unrealistic to expect anybody who wants to go to college and isn't wealthy to become a dental hygienist. The suggestion reeks of ivory tower thinking. As you said, it still takes two years of schooling to become one. How will those two years be paid for? What I did was I went to a local tech school for my A.A.S., then transferred all of my credits to a small local 4-year college to complete my B.A. This way, I kept my costs, and by extension, my loans, to a minimum. It will take less time for me to pay those off than it will take to pay off my car, and was a much, much better investment as far as I'm concerned.

I stand by my statement that taking out student loans is an incredibly risky thing to do.

Buying a house is risky. Buying a car is risky (arguably moreso than a student loan). Credit cards are risky. All of these things can be done, though, if someone can make a truly informed decision apropos the risks and benefits of each, and formulate a backup plan in case everything goes to shit. "Never" certainly is too strong. "Minimal loans if you absolutely need them, and proceed with caution" is far more realistic. None of this, of course, addresses the actual problem, which is the obscene increase in college costs over the last few decades, but that's out of scope here.

Even the 1% aren't completely and totally financially secure, as the French Revolution demonstrated.

Except that they were financially secure; in fact, their excessive financial security is what caused the Revolution in the first place. But if you have some examples from living memory, do feel free to share.

At least we agree on cars, though.

Comment Re:Simple (Score 1) 509

NEVER. TAKE. OUT. STUDENT. LOANS. Taking out student loans is 50 times more risky than taking out a credit card. If you fuck yourself up with a credit card, you get to declare bankruptcy and erase the debt. If you fuck yourself up with a student loan, you're an indentured servant until you pay it back. It's that bad. I don't care how low the interest is. I don't care how much money you THINK you'll be making when you graduate. It's never worth the risk, and you should never do it, whoever you are and whatever your situation is. If you can't afford college, go to a community college, get an Associate's degree, and work in data entry or something until you can afford college. Taking Pell grants, or other grants, or scholarships is great, and you should try to do well in high school both to get some merit-based scholarships and to get AP credits that I know from personal experience can let you do a 4-year degree in 3 years. But never student loans. THOSE are scams.

I'm a bit surprised by the absolutisms being tossed around this thread. The problem with yours, in particular, is that HR drones are demanding more and more education from the proles, and without a bachelor's degree, someone born into poverty has no way to escape. Obviously, the degree is not a guarantee of escape, but it does increase the odds. Student loans were a godsend for my brothers and me, and without them, none of us would have had a chance in hell of doing anything with our lives that did not involve scraping a grill for minimum wage.

don't fuck yourself up by having a kid until you are completely and totally financially secure

Another absolutism, and this, too, is problematic. "Completely and totally financially secure" is a condition that does not exist for anyone but the super-rich, as the crash of 2008 so clearly demonstrated. By this logic, nobody but the 1% should ever have kids. It also assumes that kids are a burden, but anyone with that kind of mentality really ought to get themselves fixed (I'm not spewing hyperbole; someone who hates kids really should not be having them at all).

We can agree to disagree about credit cards. I don't think that credit scores are all that important, as I'm from the school of "if you can't pay it all at once, don't buy it," with the only exceptions being a house or a car (and I hate the fact that owning a car is actually a necessity where I live).

Comment Re:Alcohol is a consumer good too (Score 1) 382

I regularly buy beer directly from breweries (Wisconsin here). I'm not saying that that's the case in all states, but it just illustrates the point that the White House made: That it's up to individual states to decide whether a particular good needs to have a middleman for whatever reason. In the case of alcohol, some states' laws are still fairly draconian, but one can see the line of reasoning behind it, and they don't really seem to be "gotta pay my buddies in the distribution biz," so much as "gotta get votes, hammer on public safety!" In the case of automobiles, it's just plain and simple greed on behalf of car dealers.

Comment Re:For us dummies.... (Score 5, Informative) 382

Car dealerships form extremely powerful lobbies in most (all?) states, and have purchased laws in most (all?) states banning the direct sale of vehicles from the manufacturer to the consumer. This, obviously, is a protectionist racket that serves no purpose but to line the pockets of said dealers. I'm not aware of any other consumer good with such a restriction (though I will grant that such a thing is possible and I simply am not aware of it).

Submission + - Japanese Woman Arrested to Selling 3D Printable Files of Her Vagina (3dprint.com)

jigmypig writes: A woman in Japan has been arrested for selling 3D printable files of her vagina to random men via the internet. The files included items such as 3D printable smartphone cases engraved with nothing else but her genitalia. To do this, she scanned her vagina and then put them into a 3D printable file. Men were then able to purchase the files directly from her, and she would deliver them via email. As you know, the rules in Japan concerning the exposure or depiction of female genitalia are very strict. There is already a petition being passed around trying to get her released.

Submission + - MiniLock all-purpose encryption tool is coming our way (techwalls.com)

ricky86 writes: "MiniLock is designed as a free and open-source browser plugin that works to quickly encrypt files using cryptographic keys that are hard to breach by any hacker, according to Kobeissi, though that claim is to be taken with a grain of salt."

Submission + - New Research Shows Phones May Use Magnets To Transmit Data (gadgetizor.com)

dkd903 writes: Researchers at the University of Oulu in Finland have been successful in transmitting data using the magnetometer that is usually found in various smartphones. The device they used to perform this experiment was the Nexus 4 from Google. The experiment is still a work in progress but holds tremendous potential if it can be developed.

Submission + - Petition to End the H1-B Visa Program

An anonymous reader writes: Many of us in the slashdot community have lost our livelihoods to cheap foreign labor, often after years of loyal service. Many of us even suffered the indignity of training our low-cost replacements, and did so to the best of our abilities. In light of the actions of American companies such as Facebook, Google, Yahoo!, Harley-Davidson, Manpower and countless others, as well as visa mills like InfoSys, it's obvious that the only way to put an end to the widespread abuse of the H1-B program is to simply put an end to the H1-B program. To this end, I've started a petition at whitehouse.gov. Sign and spread the word.

Submission + - Rob Pardo says farewell to Blizzad (gamespot.com)

motang writes: Rob Pardo, Blizzard employee of 17 years who has worked on WarCraft and Diablo is leaving the company.
"I'm looking forward to new challenges in my career, but I will always cherish the time I spent with you all and the amazing and collaborative teams at Blizzard," Pardo said. "It was both satisfying and humbling, and it made me a better developer and a better person. I look forward to playing Blizzard games as a player for many years to come. Most important, now I have plenty of time to learn how to build a competitive Hearthstone deck."

Comment Re:courses any good? (Score 2) 376

Two things:

1) It's Google, so probably not. There was a time when the things they did were interesting and relevant, but those days are long over. See Glass for more information.

2) More importantly, these classes are designed to lure uninterested people into becoming code monkeys. It will undoubtedly consist only of the most basic of concepts, and in Java, and won't bother covering the underlying math (sort of like Indian "universities"). It will attract people with both a victim complex and zero self-motivation, as people who have any are already enrolled in real CS courses. Everyone will get a certificate and a juice box when it's over.

The thought of this program being even remotely good gave me a bit of a chuckle, so thanks for that.

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