Comment Re:Good? (Score 1) 273
I would dare say that Insurance isn't like anything in the "free" market at all. Most of the "chronically unhealthy" people I know, are that way because they have unhealthy habits. Eat too much, too much fat, too much soda. They don't exercise enough. They get into an unhealthy pattern that is hard to break because it requires a hard change in lifestyle. They are twice (or more) the weight they ought to be, and will remain there expecting others to take care of them when they are sick.
IF insurance worked the way it should, it should be used only when catastrophic illness or injury occurs. But that upsets the sensibilities of the liberal crowd that thinks "responsibility" is "punishment"