Only in America would the comment "Living on credit is stupid" be modded down as a troll. Be strong, brother. There are other true believers like you.

Wow, you're really gaming it. Good for you. Hope it keeps working for you. Seems like a lot of effort for a few hundred dollars a year. I've decided to simplify.

How exactly would you spend money you don't have? On debit, you can't get into this situation.

So last chance to buy a tiny tablet without email!

And the moment you make any sort of mistake or have a charge you can't pay off in full (regardless of your level of discipline, this will probably happen eventually) the credit card company will earn back every cent you've made from your cash back or rewards. In fact, they'll likely earn it back and many times more. This is the business model behind rewards programs. Sign the customer, make them believe that living month to month on credit is okay, then wait for them to fuck up.

It's gambling, and the bet is that you'll never ever ever ever ever run into trouble paying off your bill.

He can't have mine ;)

Stupid question, but why wouldn't you just use a keyboard with your iPad if you need to do extensive typing?

We have penguins at the St. Louis zoo.

True, but in a conflict between a bill and the president's veto, the veto wins (unless Congress overrides, like that'll happen).

Been that way since day one. Seriously. I can't imagine how they've sold even one of these things.

Yeah. Because it makes sense for every state to have it's own weather satellite.

Are you going to ignore my first point?

I don't have to trust you. I was there. Cars looked different 18 years ago, too. What's your point?