Comment Re: unfair policy (Score 1) 302
So, if this is a myth, where is the insurance company that's willing to keep their premiums low so they can scoop up all the business? Why isn't that happening? Surely--if as you allege all these insurance companies are faking this risk--where are the contrarians willing to sell cheap insurance? You haven't thought this through. If this were a myth then there would have to be at least one company willing to be the contrarian--and there are not any. The insurance companies have actuaries that have looked in detail at this issue and they don't buy the Conservative line. They know--this is real.