Comment Re:No notice, no reference (Score 4, Informative) 892
Laid off means immediate access to unemployment benefits, no questions asked.
Fired/Terminated means the employer must provide cause for doing so. The onus is on them. If they just fire you "for cause" without giving a reason, then protest your unemployment, you'll probably win.
Quitting means you must provide cause for doing so. The onus is upon you. There are legitimate reasons to quit, including following a spouse out of the area, for example. But if you "just quit" and the employer challenges, you'll probably lose.
Depending on the state, employers can be "dollar for dollar" reimbursable for unemployment, i.e.: They pay the full cost. or they can pay a tax as a percentage of wages, with an "experience rating" that raises the tax if they do a lot of layoffs.
If they are in the latter category and you quit or are fired, they probably won't protest because it doesn't cost them one way or another. If they are in the former category, they have incentive to protest because they pay the full cost of your unemployment checks.
So, yeah, these little technicalities can make a big difference.
I worked for the Department of Employment security, Unemployment Compensation Division and learned the ropes, and also worked as a human resource person and learned the other side.