Comment Re:You have the choice (Score 2) 97
If you're in the US, you can no longer can be denied medical insurance based on pre-existing conditions nor can your premiums be different because of those conditions - unless, of course, the Republicans succeed in abolishing the ACA.
That is simply not true. It is a State matter, and it does differ among the 13 States that created ACA exchanges. I know of at least one state that adopted the ACA except the pre-existing condition inclusion.
You are flatly incorrect. The ACA is a Federal Law and the only thing the states can opt-opt of is the Medicaid expansion - as per the Supreme Court ruling.
Perhaps you're thinking of the Pre Existing Condition Insurance Plan which was a *temporary* measure (that states could choose to participate in) that expired in 2014:
The temporary program covers a broad range of health benefits and is designed as a bridge for people with pre-existing conditions who cannot obtain health insurance coverage in today’s private insurance market.
In 2014, all Americans – regardless of their health status – will have access to affordable coverage either through their employer or through Health Insurance Marketplaces, and insurers will be prohibited from charging more or denying coverage to anyone based on the state of their health.