Comment Article Title Is VERY wrong (Score 2, Insightful) 235
Healthcare being expensive is not the issue. The issue is that after services are completed, they cannot collect on them. Thanks to the Affordable Care Act there are limits on how much they can collect and the types of items covered by insurance. While they may charge $500 for something, they may only get $100 from the insurance company, and then may get stiffed from the patient for the rest. This is from experience in the industry. Since the Affordable Care Act went into place deductibles skyrocketed in order to keep the insurance companies profitable, so the patients end up having to cover MUCH more of their costs rather than insurance companies. Also, when insurance companies were forced to cover every problem they had to make up the costs somewhere. Insurance transformed from being insurance for big unexpected costs, to being literal health care coverage, which was impossible for insurance companies, so they offered much worse coverage for more expensive of a price. Most people are paying more monthly now than they were paying annually before the Affordable Care Act, especially after factoring deductibles paid. But that should not be a problem for Walmart or Providers, it is only a problem for them because when the costs are passed onto people like this instead of insurance companies, people end up not paying. It was like the Affordable Care Act wanted to make things so bad for people that the only option would be to convert to national healthcare.