Comment Australia (Score 2) 34
Good for them. Australia has had PayID/Osko (https://en.wikipedia.org/wiki/New_Payments_Platform) since 2021.
Its only powered by an ESP32 microcontroller, so its primitive, but probably very secure.
Dealing with the problem of pure staff accumulation, all our researches ... point to an average increase of 5.75% per year. -- C.N. Parkinson