There's no way for an insurance company to know what is or is not going on around when you're driving, but
If a random occurrence happens, where, like happened to me today, a goose were to wander into the road, and I had to slow down to not hit it, that's a small blip in the overall scheme of driving.
If I drive a road where midgets juggling flaming torches dive in front of cars every day, those stops are going to be more commonplace. And it's not going to be the fault of my driving. But I'm still more likely to get involved in an accident on this road.
People view insurance way too much as a "I'm a good driver, I should be rewarded", and "He's a bad driver, he should be punished". That's not what it's about. It's about "how much is it going to cost to insure someone like you". And that includes driving habits, and the situations around you.
Accurate, and, on top of that, USB is polling based, while PS/2 is interrupt based. USB will check the port every "n" milliseconds to see if there's data waiting, while with a PS/2 keyboard, when you press a key, an interrupt is generated. The delay is very short (depending on how often a given keyboard's driver polls, it might only be 10 milliseconds or so), but it's worth noting.
PS/2 is still significantly better than USB for keyboard technology. But USB is usually good enough if you're not a gamer.
It is worth noting too, that just because you have PS/2 doesn't mean you have NKRO automatically, as depending on the technology 'underneath the hood' of a keyboard, it might not allow certain combinations of simultaneous keypresses. But that's an issue that's resolved by getting a mechanical keyboard, since they have the individual switches.
Shameless plug: Steelseries 7G. It's a big investment for a keyboard, but it provides NKRO, is a native PS/2 keyboard, is well constructed, and has audio jacks and USB ports on the keyboard, as well as a removable plastic wrist rest.
For a vote for 'the third guy' to mean anything, you have to have millions of people agree with you. And the two major political parties spend a lot of money convincing millions of people to disagree with you.
If congress were allocated based on, say, percentage of votes obtained in the presidential election by each political party, then there could be a reason to vote for a third party candidate - even if they don't win, they get representation. This also solves the issue of two political parties getting nothing done in congress because of their opposing beliefs, assuming the third party gets enough representation and isn't so fundamentally close to one of the other parties to just push their agenda.
But, that's not the way things are set up in the United States. So in practice, voting for a third party for the presidency is, in fact, just giving up your right to choose.
Voting for them in elections other than the presidency can actually be viable, though.
Fortunately, the software will be able to detect future attempts to unlawfully hack it.
That's what Miss Cleo told me when I called her, anyway.
While official investigations tend to stop when someone is put to death, and there certainly won't (and can't) be another trial after, there are a lot of cases were people have strong evidence that suggests that they're innocent. In cases where to find someone guilty, there needs to be no reasonable doubt, there is quite a bit of reasonable doubt presented here.
And this is why we can't have nice things.
Somewhere, in the third world, kids are playing with Buckyballs and Jarts that could no longer be sold here. And I bet the majority, who don't have punctured feet and magnets attaching to each other through the intestinal wall, are having more fun than we're allowed to have here.
"Joy is wealth and love is the legal tender of the soul." -- Robert G. Ingersoll